Passing exam with OH-Life-Agent-Series-11-44 latest training materials
Prepare and pass exam with our Ohio Department of Insurance OH-Life-Agent-Series-11-44 training material, here you will achieve your dream easily With TrainingQuiz!
Updated: Jun 02, 2026
No. of Questions: 107 Questions & Answers with Testing Engine
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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:
1. Insurers do business in Ohio only after a thorough financial review. Most insurance policies written in Ohio
are protected by the Guaranty Association established to protect policy owners In the event an admitted
company
A) merges with a foreign insurer.
B) cannot meet it's capital surplus requirements.
C) depletes its loss reserves.
D) becomes financially insolvent.
2. Survivorship life insurance policies are useful in estate planning because they
A) accumulate a sum of money for retirement.
B) can provide money to pay taxes on assets.
C) provide funeral insurance and pre-need burial insurance.
D) redistribute the premium obligation during the early years of the policy.
3. Upon annuitization, which of the following will have the HIGHEST monthly payout?
A) Straight life.
B) Joint and survivor life.
C) Joint life.
D) Straight life with guaranteed payments.
4. It is unlawful for a person to provide an advertisement which
A) uses a policy title to inaccurately describe a coverage.
B) refers to the insurer's financial rating.
C) points out coverage advantages of a policy.
D) uses a testimonial.
5. Without written consent, a policyowner CANNOT change the beneficiary If he has named
A) a permanent beneficiary.
B) a revocable beneficiary.
C) an irrevocable beneficiary.
D) a contingent beneficiary.
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: B | Question # 3 Answer: A | Question # 4 Answer: A | Question # 5 Answer: C |
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