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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Which of the following provisions allows a person to temporarily give up a portion of their ownership rights to secure a loan?

A) Automatic premium loan.
B) Reinstatement.
C) Entire contract.
D) Collateral assignment.

2. In terms of consideration, in which of the following circumstances is a health insurance contract effective?

A) When the insured pays the premium and the policy is issued as applied for.
B) When the insured pays the premium for a plan.
C) When the insurance company provides the services promised in the contract.
D) When the contract has been signed by both the insured and the insurance company.

3. A license is NOT required when you are

A) selling insurance.
B) providing referrals.
C) negotiating insurance.
D) soliciting insurance.

4. The primary reason for purchasing life insurance is to provide

A) retirement income.
B) death benefits.
C) safety of principal.
D) tax deduction.

5. Which of the following is a common exclusion from coverage under a medical expense plan?

A) Air travel in a private plane.
B) Injury caused by repairs or renovations to one's own home.
C) Injury due to recreational sports.
D) Injury due to auto accidents.

Solutions: